What is Workers' Compensation?
Workers' compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries.
By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. For many businesses, workers' comp coverage is the largest part of its insurance expense.
What Does it Cover?
Workers Compensation Insurance may cover:
- Medical bills for employees hurt or sickened at work
- Ongoing care, including rehabilitation
- Wages missed while recovering
- Employee lawsuits over injuries
- Death benefits to support the deceased's family
It does not cover:
- Third-party lawsuits
- Lawsuits over professional errors
- Wages for a replacement worker
- Parental leave benefits
- OSHA penalties
Contact Us to Find out More!
Buell Insurance offers free, comparative quotes on workers' compensation insurance from multiple insurance carriers so you can get the best possible rate.
If you're interested in learning more about Workers' Compensation coverage or receiving a quote, please give us a call or fill out the form below.