Most employers are paying more than they should — and don't know it.
Independent Insurance Agency — Libertyville, Illinois — Since 1948
Small town values. National reach. Insurance and compliance support built around your business.
Buell Insurance is an independent agency that has served Illinois businesses since 1948. We go beyond placing coverage — every client receives access to our compliance and safety tools at no additional charge.
No obligation. Quotes for contractors, childcare centers, manufacturers, wholesalers, health clubs, videographers, and more.
What we cover
Coverage for the industries we know well
We focus on a specific set of business types so we understand the liability exposures that matter to each one — not just the policy forms.
Childcare & Daycare Centers
Liability, property, and abuse & molestation coverage for licensed Illinois childcare providers.
Contractors
General liability, workers comp, and inland marine for trade contractors operating in Illinois.
Photographers & Videographers
Equipment coverage, liability, and errors & omissions for creative professionals.
Health Clubs & Yoga Studios
Premises liability, participant injury, and instructor coverage for fitness businesses.
Workers Compensation
Illinois workers comp placed and managed by a Certified WorkComp Advisor — focused on coverage structure and experience mod management.
Group Health Insurance
Group health plan options for small businesses in Illinois navigating ACA requirements and employee benefits.
Manufacturing
General liability, commercial property, workers comp, product liability, and equipment breakdown for Illinois manufacturers.
Wholesale Distributors
Coverage for wholesale operations varies by product type, inventory exposure, and distribution scope. Contact us to discuss your situation.
Included with every policy
Compliance and safety tools — no extra cost
Most agencies place your policy and move on. Every Buell Insurance client receives access to a suite of OSHA, HR compliance, and safety tools used by businesses across the country. There is no separate subscription or fee — it is part of working with us.
OSHA Recordkeeping
Track workplace incidents, generate required forms, and stay prepared for any inspection or audit.
HR & Safety Compliance
Compliance checklists built around federal and state regulations — so you know where you stand before an auditor does.
Employee Safety Training
Pre-built safety training delivered directly to your employees by mobile phone — no scheduling or classroom required.
Certified WorkComp Advisor (CWCA)
Workers compensation is one of the most misunderstood lines of commercial insurance. Buell Insurance holds the CWCA designation — advanced training in how workers comp policies are structured, priced, and audited, including experience modification factors and how they affect your premium over time. For businesses that carry workers comp, that expertise is applied directly to your account.
How it works
What happens after you contact us
Tell us about your business
We’ll ask about your industry, number of employees, payroll, and any current coverage. The more context we have, the more accurate your options will be.
We shop across our carrier appointments
As an independent agency, we hold appointments with multiple carriers. We compare their quotes side by side based on your coverage needs — not commission rates.
We explain what each option covers — and what it doesn’t
We walk through the differences so you can make an informed decision. Coverage gaps matter as much as premium cost.
You get coverage plus compliance tools from day one
Once your policy is in place, we set you up on our compliance platform — OSHA recordkeeping, safety training, and HR compliance checklists — so your coverage and compliance obligations are both addressed.
Coverage details
Common coverages we place for each industry
Contractors
- ✓General liability
- ✓Workers compensation
- ✓Inland marine / tools floater
- ✓Commercial auto
- ✓Umbrella / excess
Childcare Centers
- ✓Commercial general liability
- ✓Abuse & molestation
- ✓Commercial property
- ✓Business income
- ✓Workers comp
Photo / Video Professionals
- ✓General liability
- ✓Errors & omissions
- ✓Equipment / camera floater
- ✓Drone liability (if applicable)
Health Clubs & Yoga
- ✓Participant injury liability
- ✓Premises liability
- ✓Instructor professional liability
- ✓Equipment & property
Manufacturing
- ✓General liability
- ✓Commercial property
- ✓Workers compensation
- ✓Product liability
- ✓Equipment breakdown
Wholesale Distributors
- ✓General liability
- ✓Commercial property
- ✓Workers compensation
- ✓Commercial auto
- ✓Product liability
Coverage varies by product type and distribution scope — contact us to discuss your situation.
Client feedback
What clients say about working with us
“Brad Buell is an excellent agent and has been completely easy to deal with — fantastic at taking on last-second certificate of insurance requests for my video production business.”
“We have had our photography business insurance through Buell Insurance for many years. Brad is friendly and helpful, and I get my requested certificates of insurance in minutes.”
“Brad and his team have always gone above and beyond for us. Really thankful to have an insurance partner like Buell Insurance.”
Frequently asked questions
Questions we hear often
What does it mean that you’re an independent insurance agency?
Independent agencies are not tied to a single insurance company. We hold appointments with multiple carriers, which means we can quote your coverage from several sources and present your options. A captive agent can only offer their own company’s products.
What compliance tools do clients get access to?
Every Buell Insurance client receives access to our compliance platform — covering OSHA recordkeeping, HR and safety compliance checklists, and mobile employee safety training. There is no subscription fee. Access is included as part of your relationship with our agency.
What is a Certified WorkComp Advisor and why does it matter?
The CWCA designation requires advanced training in workers compensation policy structure, experience modification factors, audits, and cost management. For businesses that carry workers comp, this means your coverage is placed and reviewed by an agency that understands how your premium is calculated and what affects it year over year.
How long has Buell Insurance been in business?
Buell Insurance has been serving Illinois businesses since 1948. That longevity means we’ve placed coverage through multiple market cycles and understand how carrier appetites and policy forms shift over time.
What information do I need to get a business insurance quote?
For most commercial policies we’ll need your business type, years in operation, annual revenue or payroll, number of employees, any prior claims, and your current coverage if you have it. The more complete your information, the faster we can return accurate numbers.
Get in touch
Request a quote or ask us a question
Tell us about your business and what you’re looking for. We’ll respond within one business day with your options — no obligation.
Ready to compare your options?
Tell us about your business and we’ll return quotes from the carriers we work with — plus get you set up on our compliance platform from day one. No obligation.